Small Apartment Loan Program The Small Apartment Loan Program is a first mortgage product created specifically for small apartment properties (5+ units) with loan amounts between $400,000 and $3,000,000. The program offers several advantages over traditional bank lending as well as other lending programs including: Outstanding Rate and Longer Terms Loan-to-Value up to 80% for Purchases, 75% for Cash-out Refinances No Prepayment Penalty upon sale or transfer No Balloon Payment - initial fixed terms of 1,3,5,7,or 10 years with rate adjustments thereafter until fully amortized over the life of the loan 15/15 Fixed Rate loan available 25 year amortization - up to 30 years if property meets certain conditions Closing in 45 to 90 days with 60-day rate locks To download the Small Apartment Loan Program sheet, please click here. Fannie Mae Loan Products Through a correspondent relationship, we offer a full range of Fannie Mae loan programs for owners and investors seeking the excellent rates and terms, and the flexibility, afforded by the agency lending programs. Whether you require long-term permanent financing, fixed or adjustable rate notes, bridge financing, specialized seniors housing products or the Fannie Mae Small Loan Program (under $3,000,000), we can assist you in taking advantage of these "A" pricing products. To learn more about the variety of Fannie Mae loan programs, please download any of the program sheets below. Fannie Mae Small Apartment Loan Program Fannie Mae MBS Fannie Mae ARM Fannie Mae MAH Fannie Mae DUS Seniors Housing Fannie Mae Forward Commitment Fannie Mae Tax Exempt Bond Credit Enhancement FHA Loans For affordable housing owners we can provide all of the FHA programs available. Please consult the following program sheets for further details or contact an ACG representative to discuss your capital needs. FHA 221 FHA 223(F) FHA 232 FHA 232 Pursuant to 223(F) Bank Lending, Conduits, Life Companies and Other Lending Sources Through established relationships with the best multi-family mortgage lenders locally, regionally, and nationally, we are able to assist our clients in locating and securing the best capital fit available. Our goal is to help our clients navigate the capital markets so that they don't have to, saving them the time and costs associated with identifying the right financing sources. Our multi-family experience and our relationship with the full spectrum of lenders provides benefits whether you own a 20-unit apartment house or a 200-unit high rise. To refinance or acquire your next deal, let ACG be your guide. ACG Conduit Mezzanine Financing Structured Finance

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